1. Business Case | Main Pain: In Colombia it is difficult to get construction loans for small and medium companies
1.1. We want
1.1.1. allows companies easier access to loans
1.1.2. offer a marketplace for investors of construction projects to increase visibility and simplify access to funding
1.1.2.1. connect investors with construction companies to provide them funding
1.2. Use Cases
1.2.1. The first use case is transferring funds from investors to construction companies.
1.2.2. The second use case is transferring funds from construction companies to material/service vendors for the project
1.3. Constrains
1.3.1. payments should be transferred in real-time as opposed to long wait times, helping to shorten the duration of a project.
1.3.2. We want to offer a solution to the client based on our ledger product
1.4. Nice to Have
1.4.1. Ideally the money does not leave the system or is withdrawn from account
1.5. Job Mapping
1.5.1. Construction companies can list their projects to access funding
1.5.2. Investors can access a marketplace of construction projects to fund
1.5.3. Investors can be paid out on their investments over time with interest
1.5.4. - Construction companies can manage supplier payments, treasury management as well as invoicing, documentation and administration
1.5.5. - Construction companies can manage real estate buyer payments
1.5.6. - Suppliers can sell and make offerings to a marketplace of construction projects
1.5.7. - Buyers can pay constructors a down payment as well as other property payments
1.5.8. Administrators will assess risk of a construction project, assess the financial outcome and manage the lifecycle of the project
2. Technology | Minka CLI tool
2.1. Concepts | Commands
2.1.1. Ledger
2.1.1.1. Login
2.1.1.2. Logout
2.1.2. Signer
2.1.2.1. Create
2.1.3. Symbol
2.1.3.1. Create
2.1.4. Wallet
2.1.4.1. Create
2.1.4.2. Balances <handle>
2.1.5. Intent
2.1.5.1. Create
2.2. Prototype
2.2.1. Ledger: https://everest.ledger.minkainc.dev/api
2.2.1.1. Signer
2.2.1.1.1. treasury
2.2.1.1.2. construction_company_1
2.2.1.1.3. investor_1
2.2.1.1.4. investor_2 (Coompartir1)
2.2.1.1.5. vendor_1
2.2.1.2. Wallet
2.2.1.2.1. construction_company_1
2.2.1.2.2. investor_1
2.2.1.2.3. vendor_1
2.2.1.3. Symbol
2.2.1.3.1. colombian_pesos
2.2.1.3.2. usd