SMC Insurance
by payal kaur
1. Health Insurance Benefits: Why to Opt Sum Insured Reinstatement? In every health insurance plans there is a limitation on pre and post hospitalization bills which is also known as sum insured. This is true that higher the sum insured amount the health policy will be costlier as you get more coverage. https://blog.smcinsurance.com/health-insurance/why-you-should-opt-sum-insured-reinstatement-benefit/
2. The Economics of Electric Vehicles Insurance in India. Pollution is rising day by day and also in debate. However, electric vehicles is the only option for possible solution. In 2022, many car manufactures have entered in the EV segment which is more valuable till now. https://blog.smcinsurance.com/car-insurance/the-economics-of-electric-vehicles-insurance-in-india/
3. Everything You Need To Know About Roadside Assistance. Make your trip happening and hassle free with your family by having a roadside assistance in your insurance plan. Your car insurance can save you with this feature and you can enjoy your road trip with your family without any worries. https://blog.smcinsurance.com/insurance-plan/all-you-need-to-get-knowledge-about-roadside-assistance/
4. Why people in India do not prefer buying life insurance policies? As we all know life insurance policies are must for everyone but still people have trust issues on insurance companies and due to that they just buy life insurance for only saving tax. Right now, 988 million Indians are not covered under any kind of life insurance plan. Link: https://blog.smcinsurance.com/life-insurance/why-people-in-india-do-not-prefer-buying-life-insurance-policies/
5. Are psychological disorders covered in Health Insurance? Patients are always hesitate talking about their mental illness as people are very judgemental. Few of the insurance companies are covering mental illness in their insurance plans. https://blog.smcinsurance.com/health-insurance/are-psychological-disorders-covered-in-health-insurance/
6. Things You Should Know About Waiting Periods In Your Health Insurance Policy. It is very important to understand that when you buy any health insurance policy it does not become functional at the same time. Pre-existing disease has waiting periods and also certain diseases are also not covered in health insurance plans. Before buying any health policy you should check the terms and conditions and also the waiting periods for certain diseases to avoid any claim rejection. https://blog.smcinsurance.com/health-insurance/waiting-period-in-health-insurance-policy/
7. Best Short Term Child Education Plan. Child education plans are very important now days for securing your child’s future. Choosing the best short term child education plan will not only provide higher education for your child but also they give life insurance. These plans can be taken in the form of short term and long term based on your child’s education. You will see the complete list of short term child education plans in India in this blog. https://blog.smcinsurance.com/child-plan/best-short-term-child-education-plan/
8. What Should I buy – ULIP or Mutual Funds? There has always been a discussion on ULIP and mutual funds for financial planning. Many of the investors think that they are rivals in the market. They are not similar products as they have basic differences between them. ULIP is a life insurance products and are regularized by IRDAI. It also provides death benefit to the nominees. This means that when you if any mishap happens to the policyholder the nominee will get the sum assured from the company. ULIP is subjected to market risk and grows over a period of time. Whereas, the mutual fund is a financial instrument wherein an AMC (Asset Management Company) manages the money of investors. The mutual fund company collects the fund from the investors and invest in various securities like bonds, stock and money market instruments etc. Mutual fund scheme performs according to the performance of these underlying assets. https://blog.smcinsurance.com/ulip-plan/what-should-i-buy-ulip-or-mutual-funds/
9. Is Term Insurance Confined to Domestic Boundaries of India? Indian Insurance industry has made their welcome move of providing insurance to NRIs. Lot of Indians work in foreign countries and their parents are living in India. So, it is very important to have term insurance for NRI. However, it is to be noted that not all NRIs can get the term insurance plans as certain Middle Eastern or African are banned by life insurance companies of India. https://blog.smcinsurance.com/term-insurance/is-term-insurance-plans-confined-to-domestic-boundaries-of-india/
10. Best Car Insurance Online. Driving your car without car insurance policy can lead to loss financially as you will have to pay fine to traffic police around INR 2,000 or the driving license could be suspended if you found driving without car insurance. If you want to be financially safe then you should have the best car insurance online for any unpredicted events. https://blog.smcinsurance.com/car-insurance/best-car-insurance-online/
11. Importance of Life Cover in Child Plans. Child insurance plans is the most important plan that provides two benefits savings and investments. It provides the parents to save money for their child future. Education cost is rising day by day and for higher education parents need to invest for their child’s future whether it is for child education or marriage. https://blog.smcinsurance.com/child-plan/importance-of-life-cover-in-child-plans/
12. 12 Ways to power up your motor insurance. When you think about the car insurance you are confused what to check in benefits in car insurance policy. Here are 12 ways to power up your motor insurance so that you never get panic when you are on the way to your trip with your family. Link: https://www.facebook.com/smcinsurance.india/photos/pcb.1508240019594317/1508235326261453
13. Top 10 InsurTech Companies Changing the Insurance Landscape in India. Insurtech companies are continually developing AI and data-driven solutions to make the insurance sector more reliable. In this era technology advancements like big data analytics and blockchain are helping in effective policy management, fraud detection and claims processing. Here are the list of top 10 insurance companies that you will get to know in this blog. Link: https://blog.smcinsurance.com/digital-insurance/top-10-insurtech-companies-changing-the-insurance-landscape-in-india/
14. 3 Types of coverage you get with your motor insurance. In motor insurance you get 3 types of coverage such as Damage to the vehicle, Accidental Disability or Death and Third-Party Liability. So, it is very important to insure your vehicle so that you are financially secure when your car gets damaged. Link: https://www.facebook.com/smcinsurance.india/photos/a.282215732196758/1510787219339597/
15. Child Plan Return Calculator. Education costs are increasing day by day and that is where child plan comes into contact with every parents. Parents want their child’s future safe and for this they need a best financial planning. With child plan return calculator parents get an estimate as to how much they are going to invest and will receive a specific return for their child’s financial security. By adding the investment plan of monthly or yearly and the term period parents can get the options of various child plans that is offered by insurance providers. Link: https://blog.smcinsurance.com/child-plan/child-plan-return-calculator/
16. Are Insurance Companies Rethinking their Approach to Cryptocurrency? Insurance companies are trying to get closer to cryptocurrency so that your cryptocurrency exchanges will be covered against any mishaps. Most of the insurance companies are trying to use the benefits of blockchain technology and invest in cryptocurrency so as to use the digital currency like fiat currency in the future. Link: https://blog.smcinsurance.com/investment-plan/are-insurance-companies-rethinking-their-approach-to-cryptocurrency/
17. Child Plan Tax Benefits. In India child plans are the most beneficial in financial planning as it not only secures your child’s future but also provides life insurance and tax benefits as well. On your premium payments you will be saving tax of upto Rs. 1,50,000 per year under section 80C of the Income Tax Act 1961. Link: https://blog.smcinsurance.com/child-plan/child-plan-tax-benefits/
18. Life Insurance Benefit of Child Plans. A child plan is a long term financial planning which includes insurance and investments for your child’s future. The main purpose of the plan is to secure your child’s requirements and future when you are not there. There are life insurance benefits of child plans where you can save some investments for your child’s future needs. Link: https://blog.smcinsurance.com/child-plan/life-insurance-benefit-of-child-plans/
19. Does Your Comprehensive Car insurance Policy Cover damages caused due to riots? Car will always be a costly asset as every year car rates increases. So, it is necessary that you keep your car insured. Your car can get damaged due to riots and for that comprehensive car insurance policy saves you from financial losses. Read More!! Link: https://blog.smcinsurance.com/insurance-plan/does-your-comprehensive-car-insurance-policy-cover-damages-caused-due-to-riots/
20. Top 10 Child Plans in India. A child plan provide insurance and investment for your child’s future needs. It is a kind of investment where your child will have the financial security when you are not with him. There are multiple benefits and offers that insurance companies are providing. Before buying any child plan you should compare with other insurance companies so that you can get the best policy for your child. Here are the top 10 child plans in India you should check out in this blog page. Link: https://blog.smcinsurance.com/child-plan/top-10-child-plans-in-india/
21. Financial Planning for Young Investors: 5 Misconceptions to Avoid! Young investors should always plan their investments early. There are different policies like term life insurance, health insurance that save taxes and also secure financially. To make your dream come true every young investor should start investing in health insurance and term insurance so that they don’t get stuck while fulfilling their dreams just because of the financial losses. Link: https://blog.smcinsurance.com/investment-plan/financial-planning-for-young-investors-5-misconceptions-to-avoid/
22. Types of Child Plans. A child plan offers two benefits investment and insurance for your child’s future needs when you are not there. The main motive is to make your child financially secure by having various child plans so that you can save lot of investments for your child’s higher education or marriage. We have various types of child plans where we help you to choose the best out of it. Link: https://blog.smcinsurance.com/child-plan/types-of-child-plans/
23. 5 Reasons to buy your motor insurance online. Comparing with the traditional shopping method buying an insurance online is much easier and feasible. Insurance can be purchased in a few clicks and you will also enjoy the benefit of special discounts on your motor insurance policy. Get to know more from our Facebook post. Link: https://bit.ly/3NfDMFG
24. Which category of motor insurance should you choose? In India motor insurance is mandatory and it is difficult to choose the category like private car insurance, two-wheeler insurance or commercial insurance. SMC is here to assist you with the right category of motor insurance and according to your preference. Link: https://bit.ly/3Oist0R
25. How does a no claim bonus in motor insurance work? No claim bonus is the reward a discount on premium where the insurance company rewards you on being a careful and responsible owner of your vehicle. This is the best feature that insurance company provides to every vehicle owner who maintains your vehicle. Our SMC experts are here to guide you about this impressive feature. Link: https://bit.ly/3R0PI1s
26. 2 Unique benefits from your no-claim bonus. There are 2 unique benefits from your no-claim bonus on your car insurance policy. These benefits are the discounts on premium of your car insurance. The insurance company gives 25% discount off on your car insurance renewal if you maintain your car. Secondly, as the policy stays with you so if you upgrade your car you can easily transfer it to your next car. For more information visit https://www.smcinsurance.com Link: https://bit.ly/3OI5a0Z
27. Cashless Health Insurance Plan. Cashless health insurance plan is beneficial at the time for emergency in the hospital when you need an urgent cash for hospital bills. The bills are settled by the insurance company. Get in touch with SMC experts to have the best cashless health insurance plans in India. Link: https://blog.smcinsurance.com/health-insurance/cashless-health-insurance-plan/
28. All-new Mahindra Scorpio Coming Up With New Elements and Variations. All-new Mahindra Scorpio is coming up with new elements and variations and the cost will start around Rs 11.99 lakhs to Rs 19.49 lakh. This estimate is for manual transmission only. This fresh and new Scorpio N has got 5 trims – Z2, Z4, Z6, and Z8L. Test drive is going to start on July 5 and bookings will be open on July 30. Get to know more information in this blog. Link: https://blog.smcinsurance.com/news/all-new-mahindra-scorpio-coming-up-with-new-elements-and-variations/
29. Corona Kavach Health Insurance. As per IRDAI guidelines, Corona Kavach Health Insurance covers all COVID-19 related hospitalisation medical expenses. This policy covers all the medical expenses related to COVID-19 up to the sum insured by the insurer. SMC will assist you in providing authentic information like features and benefits, claim process and eligibility criteria. This will help to compare the policy more effectively. Link: https://blog.smcinsurance.com/health-insurance/corona-kavach-health-insurance/
30. Critical Illness Health Insurance Plan. Most people think that health insurance comes handy in accidental or regular illnesses. However, there are health insurance policies which is also used for critical illness when diagnosed. Insurance companies are offering different health insurance plans with critical illness so that people can save their investments and also protect them from financial losses. A critical illness health insurance plan will pay lump sum amount to the policyholder if diagnosed with specified critical illness. Diseases are covered such as cancer, stroke, heart attack and kidney failure. Link: https://blog.smcinsurance.com/health-insurance/critical-illness-health-insurance-plan/
31. Know Your Facts in your motor insurance policy. People think that those who are not responsible with their car are the ones who need motor insurance policy. And if you are an experienced driver, you probably don’t need one. Here is the myth you will find in our Facebook post. Link: https://bit.ly/3bN1DQh
32. How does third-party motor insurance work? Damage to another car from your car might be expensive for paying and, that is why third-party motor insurance comes at work. Third-party motor insurance covers accidental bodily injuries, accidental death and property damages. It saves you from financial losses and saves your money. Link: https://bit.ly/3ItD7jz
33. Diabetic Health Cover Plan. A Diabetic Health Cover Plan is that health insurance that covers you from financial losses and investments. Diabetes can be out of control anytime, so it is better to have health insurance plan that provides you coverage of diabetes to protect your money and health. Diabetes is caused due to various purpose like weight, age, genetic makeup, family history and most important lifestyle choices. A healthy diet can avoid this illness for a long time. Link: https://blog.smcinsurance.com/health-insurance/diabetic-health-cover-plan/
34. Family Floater Health Plan. In health insurance, family floater health plan is that policy which covers not only individual but the whole family. In India families are in great stress due to financial strain with high health expenses. In such cases, family floater health plan may be a good choice for both financial and general health reasons. Link: https://blog.smcinsurance.com/health-insurance/family-floater-health-plan/
35. Health Insurance Exclusions. Health insurance does not provide full coverage, hence there are some exclusions that you should know. It is very important to understand what is covered in your health insurance and what is not covered as this will come in handy while claiming the settlement. So, before buying the insurance you should read the policy documents carefully to avoid any claim rejections. To know more about the exclusions, link is given in the description. Link: https://blog.smcinsurance.com/health-insurance/health-insurance-exclusions/
36. Should I choose a voluntary deductible? What is voluntary deductible and should you choose or not? Get to know about voluntary deductible in this post. Link: https://bit.ly/3c3zLHS
37. How to solve disputes when insurance claim is rejected? It is very pathetic to deal with the claim rejection when you are hospitalized due to medical emergency. You can be frustrated that time but you should not get panic as there are few steps to follow to avoid claim rejection or to change the decision of the insurance company. Check out these steps in the given link https://blog.smcinsurance.com/insurance-plan/how-to-solve-disputes-when-insurance-claim-is-rejected/
38. Metaverse in E-commerce. Metaverse is a virtual reality platform that allows users to create and share digital assets. An individual can create virtual space, or avatars using their computer camera and then interact with other avatars in the space through voice command or chat. This platform also allows users to add 3D objects such as furniture and decorations into the space they are creating. To enjoy this metaverse you need to have a VR headset like Samsung Gear VR or Google Cardboard. Both can be purchased online or in stores such as best buy. Link: https://blog.smcinsurance.com/economy/metaverse-in-e-commerce/
39. Never let a person without license drive your vehicle. It is important that you get your hands on the latest car models but more important is to have the documents that gives you the authority to drive in the first place that is a driver’s license. Make sure a person driving your car have a valid license. Link: https://bit.ly/3ANbqQV
40. Senior Citizen Health Insurance. Old age people are more prone to illness than younger and their treatment is also costly and will last for longer period. Here, senior citizen health insurance comes handy where the old age people get the medical insurance and the cost of treatment with cashless facility at the insurance network hospital. It provides financial security to the beneficiary. Senior citizen health insurance covers pre-existing conditions, hospitalization costs, coronavirus therapy and major sickness. Link: https://blog.smcinsurance.com/health-insurance/senior-citizen-health-insurance/
41. 5 Most Important Insurance Policies that you must have. Nowadays, natural calamities and man-made calamities can happen anywhere. Life is uncertain and it takes years to build your wealth and house. There are 5 most important insurance policies that you must have. Here is the list below. • Home Insurance • Third Party Insurance • Cyber Security Insurance • Personal Accident Cover • Health Insurance Get detailed information about these 5 insurance policies in this blog Link: https://blog.smcinsurance.com/insurance-plan/5-most-important-insurance-policies-that-you-must-have/
42. Tax Saving Health Insurance Plans. Health insurance plans not only saves you from health expenses but also provide you tax benefits. There are various policies that SMC is providing to their happy customers so that they can avail tax benefits and save their savings on health expenses. A person can have the benefit of maximum INR 25,000 deductions on their insurance policy premium under section 80D. Whereas, for the senior citizen a person can avail deductions of maximum of Rs. 75,000. Link: https://blog.smcinsurance.com/health-insurance/tax-saving-health-insurance-plans/
43. Use of Advanced Analytics in the Insurance Industry. To enhance predictability and probability insurers have started to hold advanced analytics. So, the use of data analytics is not new in the insurance industry. If the insurance companies have more data you will more insights and parameters to base your decisions on. To know more about the use of advanced analytics in the insurance industry read this blog. link: https://blog.smcinsurance.com/insurance-plan/use-of-advanced-analytics-in-the-insurance-industry/
44. Compare Term Insurance Plans. A term insurance plans is the life insurance that protects your family in case of your death. Main motive of this plan is to protect the income of the primary member of a household in the unfortunate situation of their death. Term Insurance is important nowadays for various reasons like clear your debts, affordability, ensure consistent income, financially protect your family and meet your financial goals. Get to know more about compare term insurance plans in the blog. Link: https://blog.smcinsurance.com/term-insurance/compare-term-insurance-plans/
45. 9 Secrets to saving on your motor insurance premium. Do you know how to save money on your motor insurance premium even if you protect your car? There are 9 secrets that you should know about saving on your motor insurance premium. Check out this link where you will get to know these 9 secrets to save your money. Link: https://www.facebook.com/smcinsurance.india/posts/pfbid02Yn71S273TnZiA4ocFTcbwMEFskzpMiKRz1ksdpvBdU2EeFChX1xKnzP7BveSMKs6l? __cft__[0]=AZXKyG1tUbNnQ1Gmp-PxFQxvM6QIWf90bLvAeuEY93iSVH1pHgHFwFlgp1YrjS3kx8K6lVSEwk2nHacvL8GpDO2EYlS9s-lU0JBqsnAtxfmmpev9Uvd2IUsxmDAPg2xDSVP1fhbTOuPyp4mVUGZOKeRsAq3txd8XX93K25HBFBUgFQkOl3FkoygzOxsxcS9bQqGhj_VWHhWiAzlwRr45yBp7& __tn__=%2CO%2CP-R
46. 9 Situations not covered by your motor insurance. It is very important that when you buy a motor insurance policy you should read their terms and conditions thoroughly because there are some exclusions you might not know. You will find the detailed information in our Facebook post. Link: https://www.facebook.com/smcinsurance.india/posts/pfbid02hmgw6Yt4KSdeHwvqBzoYc6E5LP3NTxeSUsTb7s6p4ZFbCcTfXjHPcM7C32Tz1q8Ll? __cft__[0]=AZXDjIrs8cEgHCSgIdKQzhuevSvWJQm1K5_NBGgoSFt2Ql52GO_A6j3eGbhyIQW3QLSzSd5s8MYbCKJXXAHR600ZXWVvwdFZFAWl0VdpV-Ifug52A-TZ_QokyWtTq_JwnOMHVWLcTX9SJ2aUqUgXMHccvUhRU6cGbROFE0kM6CeNZQ& __tn__=%2CO%2CP-R
47. Get to know more about SMC Insurance get connect today. Compare insurance policies offered by various insurers in India. for better guidance Read our blog now. blog.smcinsurance.com
48. https://blog.smcinsurance.com/
49. Health Insurance Terminologies Explained. Get to know about the common terms and terminologies of health insurance before buying the health policy. Read out the blog for to get the detailed information of health insurance terminologies. https://blog.smcinsurance.com/health-insurance/health-insurance-terminologies/
50. Evolution of Life Insurance Industry Post Pandemic. Get detailed information about the impact on life insurance industry post pandemic. How the ongoing pandemic has affected the life insurance industry? https://blog.smcinsurance.com/life-insurance/the-evolution-of-life-insurance-industry-post-pandemic/
51. Yes, We Can – Grab Benefits Of Life Insurance Free For Entire Life! As we all know that for an individual two insurance policies are the most important term and health insurance, so with the right planning and direction a person can get himself and financially secured by having insurance for free for the next 30 years. Read out more in this blog to get the detailed information. https://blog.smcinsurance.com/insurance-plan/avail-insurance-free-for-entire-life/
52. How to choose health insurance cover for non-communicable diseases in India after the pandemic? Non communicable disease affect lot of people and it kills around 41 million people each year globally. Choosing the best health insurance cover can benefit and protect from the financial stress. A value based model can help you with the best health services in minimum cost. https://blog.smcinsurance.com/health-insurance/how-to-choose-health-insurance-cover-for-non-communicable-diseases-in-india-after-the-pandemic/
53. Living Life and Keeping Financially Healthy Amidst Uncertainties. Future is uncertain and we never know what will happen next in our lives. Covid-19 has already taken lot of lives. People who do not have big properties and assets should plan their investments. To overcome the financial losses and cybercrimes you should invest in insurance plans to have insurance benefits and you can safeguard your hard earned income and savings. https://blog.smcinsurance.com/investment-plan/living-life-and-keeping-financially-healthy-amidst-uncertainties/
54. Child Money Back Plan. Child Money Back Plan is the best option for both life insurance and investment opportunities. This plan is for fulfilling your children demands such as schooling, higher studies and marriage. On maturity the policyholder will get the amount equal to the sum assured plus any applicable bonus. There is also a flexibility in this policy where you can pay the premium monthly, quarterly and even annually. https://blog.smcinsurance.com/child-plan/child-money-back-plans/
55. Best Term Insurance Plan. Term insurance is that shield where your family financially do not fall apart when you die. It is the most effective plan as the premium is low and pays the entire coverage amount. Term Insurance provides more coverage and benefits that protects your family member in managing their finances after your death or if you are unable to work due to disability. Finding the best term insurance plan is very confusing so visit SMC to know about the best plans available online. https://blog.smcinsurance.com/term-insurance/best-term-insurance-plan/
56. What is Term Insurance? Term insurance is a type of life insurance where the buyer pays the premium to the insurance company and company agrees to pay a lump-sum or period payment to the nominee or legal heir in the event of passing away of the policyholder. It is important to note that only an earning person can be insured under a term insurance plan. https://blog.smcinsurance.com/term-insurance/
57. IS ANY KIND OF DEATH COVERED IN TERM INSURANCE? A term insurance plans provide the most highest coverage to the policyholder at an affordable price. It is true that not all types of death are covered in Term Insurance. There are some terms and conditions you should read about before buying the term insurance plans for process claiming. https://blog.smcinsurance.com/term-insurance/types-of-death-covered-and-not-covered-in-term-insurance/
58. Car Insurance Renewal. Car insurance is very important as without this you will be penalised by the traffic police and that is why people use to do car insurance renewal before their car insurance policy expires. Renewing your car insurance is very important so that you are financially secured. https://blog.smcinsurance.com/car-insurance/car-insurance-renewal/
59. Compare Car Insurance. When you buy car insurance policy do you compare it online? If yes then SMC insurance provides all the information that you need to know while buying and compare car insurance online so that you can compare it easily and can choose the best car insurance for your lovely car. Link: https://blog.smcinsurance.com/car-insurance/compare-car-insurance/
60. Best Child Plan Benefits and Features. A child insurance plan is a long term financial planning that combines insurance and investment for your child’s future. This plan main goal is to cover your child’s requirement in your absence. Before investing for your child you must know the best benefits and features of child plan. Link: https://blog.smcinsurance.com/child-plan/best-child-plan-benefits-and-features/
61. All You Need to Know About Luxury Car Insurance. Luxury cars are very expensive and also a symbol of status too. Their spare parts are also too costly and that is why Luxury car insurance comes here to protect you from financial losses. Also, it is necessary that your luxury car is insured as it is mandatory in law as well. Link: https://blog.smcinsurance.com/car-insurance/all-you-need-to-know-about-luxury-car-insurance/
62. Do I have to pay from my pocket, even after buying a motor insurance plan. This is very informative thing that you can reduce your car insurance premiums. You can get the details from this link where you will get to know how you can reduce your car insurance premium. Link: https://www.facebook.com/smcinsurance.india/posts/pfbid02LxNUkpeTMW1QkBXhXWRZGuZgyCvNVmf8Gg4Ud4iBsGdnUq7DQ5qjjxazk7hH8sLDl? __cft__[0]=AZWRzzhraUpoyNAL1F1W13kE27KbRyqOzEwEOv4wh2NCv9vpmFuzS4IGLBMngqv0MHGfPbQ87fHvRu44nGL85O0ovdQcQo8k4UlUXt9oregeGI7NKnxachJdXmVHDQADfQYa5WVIOiTNPNQdhBwiOsOgLIAtVQ4y5QFgXzEQuljQmw& __tn__=%2CO%2CP-R
63. Investing in EPF or PPF: Which is Better? There are two types of provident fund one is employee provident fund and second is public provident fund. EPF is that fund where an individual can save for his retirement. It is a government savings plan to secure employee’s future. It also offers multiple benefits to the employee. This also provides higher returns in comparison to PPF and also a better investment option. These investment also provides tax benefits of up to Rs. 1.5 lakh under section 80C of the Income Tax Act. Link: https://blog.smcinsurance.com/investment-plan/investing-in-epf-or-ppf-which-is-better/
64. Do You Think You Can Retire Early? In India the retirement age is 60-65 years but some people wants to retire at their early age. So, for that they need to think about their financial planning. This can only be achieved by aggressive returns from investments. It is necessary that you need to have the annual return if you are planning to retire early. For monthly income an individual can invest in endowment policies and for the long term mutual funds are the best options for the returns. Link: https://blog.smcinsurance.com/investment-plan/do-you-think-you-can-retire-early/
65. 3 Reasons why you must buy a motor insurance policy. According to the stats India is increasing in accidental cases and theft. So, it is very important to purchase a motor insurance plan for your vehicle. There are lot of reasons you should know that why you are protecting your car and yourself. We have listed 3 important reasons for you. Link: https://bit.ly/3blYczS
66. Education Loan or Child Insurance Loan – Which is Better? Did you ever think which will be a better option for your child’s future education loan or child insurance loan. Planning for your child’s future is major responsibility and that is where child insurance plays a vital role. Child insurance provides two benefits insurance and investment. Policyholder pays the amount of premium and part of that premium is invested in unit linked or traditional schemes. The other part of the premium is invested in life insurance where the company will pay the lump sum amount to your child after your death. Link: https://blog.smcinsurance.com/child-plan/education-loan-or-child-insurance-loan-which-is-better/
67. ULIP Plan Riders. ULIP plan provides both life insurance and investment but standard ULIP plan don’t cover any permanent disability or critical illness. To have the complete coverage you will have to add riders by paying extra premium to increase the benefits of your ULIP policy. Link: https://blog.smcinsurance.com/ulip/ulip-plan-riders/
68. Traditional Child Insurance Plan. With traditional child insurance plan you can get lot of benefits and future secure of your child. Features like tax benefits, risk protection and financial stability. This type of plan covers insurance and investment for your child’s future and at maturity the policyholder receives an assured amount and a guaranteed bonus. Link: https://blog.smcinsurance.com/child-plan/traditional-child-insurance-plan/
68.1. The Launch of All New Brezza 2022 – Loaded with Top-notch Features. On 30th June Maruti Suzuki is going to launch their second-generation compact SUV Brezza. Bookings are already open. This new Brezza is going to heat up the Indian market as it is equipped with the features that you have dreamed in your car. Electric sunroof, 6 speed AT gearbox, 360 degree camera to headsup display and telescopic steering wheel. Link: https://blog.smcinsurance.com/news/the-launch-of-the-all-new-brezza-2022-loaded-with-top-notch-features/
69. Ulip Child Plans. Ulip Child Plans are the best component with insurance and investment for your child’s future. It is that investment where a part of the paid premium is invested in various market funds and expected higher returns comparison to traditional life insurance and, the other part of the income provides you the insurance coverage. The invested money keeps growing and gives larger funds when your child needed for higher education or for marriage. Link: https://blog.smcinsurance.com/child-plan/ulip-child-plans/
70. Cardiac Care Health Insurance Plan. People in India are getting more prone to cardiovascular problems. Open-heart surgery has gone up more than 100% and the cost of cardiac care has also increased. A cardiac care health insurance plan will save you from medical costs and financial losses. This plan covers heart-related medical treatments and procedures. For further information click on the link below. Link: https://blog.smcinsurance.com/health-insurance/cardiac-care-health-insurance-plan/
71. Claiming Your Own Damages VS Third –party Liability Claim. You have taken car insurance policy for your car to save yourself from any financial losses and legal liabilities. You also paid the premium on time to keep the policy running. But what if you want to redeem the claim? There is a process to file a claim which is a hectic task. No worries SMC has got you covered. Link: https://www.facebook.com/smcinsurance.india/photos/a.282215732196758/1512803092471343/
72. Know your facts in Motor Insurance. It is very important fact to know that the motor insurance does not cover damages beyond the listed geographical area. So, if you are planning for a road trip which is beyond the registered location then, make sure you talk to an expert at SMC and extend the coverage. Link: https://bit.ly/3a3MtFN
73. Myth Vs Facts on Motor Insurance Coverage. Though motor insurance protects you from legal and financial liabilities but there are some parts that are not covered in motor insurance policy. There are variety of add-ons that you can buy on an extra cost and get extra coverage from engine to tyres and even accessories. Link: https://bit.ly/3yvKXFM
74. Know Your Facts in Motor Insurance. This is the fact that motor insurance will not pay for regular wear and tear costs including mechanical / electrical breakdowns or failure due to rusting. Learn what is included and what is not included in your motor insurance policy. Link: https://bit.ly/3a6FYly
75. Dengue Health Cover Plan. During monsoon season mosquito breeding is much faster due to water-logging and with this vector-borne illness increases. People are afraid of dengue and every parent are aware that how dengue can affect anyone specially their children in the human body. These are the Aedes mosquitos that transmit the dengue virus and infect humans. Some might recover from dengue fever but others may suffer severe illness. Dengue health cover plan comes in critical illness insurance where the insurance company pays the lump sum amount to the policyholder if diagnosed with dengue fever. Link: https://blog.smcinsurance.com/health-insurance/dengue-health-cover-plan/
76. Insurance as a Service (IaaS). For making it simpler and more easy insurance sector has also moved to digitization for easy claim management, on boarding, and customer support. Because of digital insurance and with cheap internet it us much easier to manage business online. Further, the smoothness of payment gateways and cyber security has also added an easy transition of digitization. Get to know more information in this blog. link: https://blog.smcinsurance.com/digital-insurance/insurance-as-a-service-iaas/
77. Consequences of not having a Motor Insurance Policy. In India having valid motor insurance policy is mandatory otherwise it will lead to a legal offence. Motor insurance policy saves you from financial losses in case of accident, theft, or mechanical breakdown in your car. Whether, it is your commercial vehicle, taxi or private car you need to have motor insurance policy to safeguard your finances. Link: https://blog.smcinsurance.com/car-insurance/consequences-of-not-having-a-motor-insurance-policy/
78. 3 Benefits of a zero-depreciation add-on. With time your car depreciates due to wear and tear and whenever you claim for the insurance amount, it lowers the total amount. So, what is the solution? Watch this video to get full information. Link: https://bit.ly/3P94Esi
79. Third party insurance covers upto INR 7.5L. Did you know third party insurance covers upto INR 7.5 lakhs in case of property damage. But in case of accidental or death there is no such limit. Talk to an expert of SMC and get to know the detailed information of third party insurance. Link: https://bit.ly/3yqIrQ5
80. Blockchain Technology For Boosting Insurance Sector. With internet technology blockchain is the next big thing in technology. People think that it is the component of the cryptocurrency. This impacted the individuality of the blockchain. However, blockchain is the record of the digital events that can be shared among many parties. For any update in the blockchain an agreement of majority in the system is required. Once the information is entered in the blockchain it is never erased. Hence, every single transaction is traceable in the blockchain. Read more in the blog link. https://blog.smcinsurance.com/digital-insurance/blockchain-technology-for-boosting-insurance-sector/
81. Health Insurance Plans for Women. Women are now gain more power and they have become career driven and follow their own path. But when it comes to their health, women always ignore it and that why they are not able to handle their personal and professional life when they are diagnosed with breast cancer, menopause, cervical cancer and pregnancy because of financial losses and health. To know more about the health insurance plans for women read this blog. Link: https://blog.smcinsurance.com/health-insurance/health-insurance-plans-for-women/
82. Motor insurance add-ons. Did you know the fact that damage to tyres, tubes or electrical components might not be covered by your policy. But you can have the add-ons to get covered all these expenses and get saved from financial losses. Link: https://bit.ly/3axBtAQ
83. Health Insurance Premium Calculator. As the technology has advanced now people can know about the different health insurance policies and their benefits by health insurance premium calculator. This calculator will help you to know how much premium you have to pay for your health insurance policy. By using online calculator an individual can get the quotes from different health insurers within minutes. To know the benefits of health insurance premium calculator read the blog page in the link. https://blog.smcinsurance.com/health-insurance/health-insurance-premium-calculator/
84. Maternity Cover Health Insurance. Maternity cover health insurance is that policy which is really very important for women during the time of pregnancy. It provides you the financial security during delivery. There are various benefits and features and SMC Insurance provides the best information about the maternity cover health insurance. Planning for extending your family then this health insurance will be beneficial for your spouse. Link: https://blog.smcinsurance.com/health-insurance/maternity-cover-health-insurance/
85. Never drive under the influence of alcohol/drugs. Driving safely will lead you happy life and will help to claim in your motor insurance policy. So, it is been said that never drive under the influence of alcohol/drugs to make your life peaceful. There are several reasons that you will get to know that drinking and driving is not worth it. Link: https://bit.ly/3RyFqpl
86. 3 Risks of not renewing your motor insurance on time. There are lot of people who are not giving importance to their motor insurance while it is mandatory in India. If it is not renewed before the due date you will be penalized by the traffic police and the renewal premium can also be high. View this post. link: https://bit.ly/3yGqP2H
87. Government Announces New Road Safety Norms. The government of India has reset tyre standards to improve road safety. With this information, India will be placed with UNECE (United Economic Commission for Europe) regulations. The Central Motor Vehicles (Tenth Amendment) Rules, 2022 has a sub-chapter Ministry of Road Transport and Highways (MoRTH). MoRTH has issued a notification, as per which new standards for tyres are meant for light commercial vehicles (CVs), heavy trucks, passenger cars, and buses. link: https://blog.smcinsurance.com/news/government-announces-new-road-safety-norms/
88. Reduce motor insurance premium with NCB. By safe driving and not raising claim then you can reduce your motor insurance premiums. Get to know more from this post. Link: https://bit.ly/3ASqk8u
